Multi-Factor Authentication (MFA) is a security system that verifies a user’s identity by requiring multiple credentials. Rather than just asking for a username and password, MFA requires other credentials, such as a code from the user’s smartphone, the answer to a security question, a fingerprint, or facial recognition. MFA is an effective way to provide enhanced security. Traditional usernames and passwords can be stolen, and they’ve become increasingly more vulnerable to brute force attacks. MFA creates multiple layers of security to increase the confidence. With MFA, a cybercriminal may steal one credential but will be thwarted by having to verify identity in different manner.